Commercial mortgages are loans secured against commercial or semi-commercial properties. Unlike residential mortgages, they have no set rates, as lenders review each application based on risk levels.
If you already own a property for your business or investment and need to raise funds, we can advise on re-mortgage options to release funds quickly and efficiently.
Commercial loans can be used for various purposes, such as purchasing additional business premises, expanding your business, debt consolidation, cash flow, and property development.
Pricing models for commercial mortgages can be complex. Lenders consider several factors, including available security, financial accounts, client experience, and credit history.
Plus Commercial can guide you through this process to ensure you get the best deal for your needs.
Bridging loans are short-term, property-backed loans secured by a first or second charge on your property. Like regular mortgages, they require valuation and legal charge preparation.
At Plus Commercial, we understand your short-term funding needs, loan term, repayment plan, and any other requirements. We then tailor a facility to meet these needs. Speed is crucial, and we typically complete the process within 7-10 working days
As bridging finance specialists, we work with numerous lenders to cover all situations. Our recommendations ensure clients get matched with the best and most competitive lenders with minimal hassle.
Property development finance is a short-term loan used for converting, constructing, or refurbishing properties, covering the project only during the build.
Whether you're an experienced developer or working on your first project, we're here to help. Every development is unique and needs individual assessment.
Invoice finance allows businesses to sell their invoices to a funder for up to 95% of their value. This helps improve cash flow and supports growth while waiting for client payments. It’s a great alternative to relying on inflexible bank overdrafts.
Asset finance is a loan that helps businesses fund the purchase of essential assets needed for growth and operations. This includes items like cars, equipment, software, machinery, tools, furniture, mobile buildings, and other technology. It can also help you release capital tied up in assets you already own.
Unsecured loans can be used for various purposes, such as boosting cash flow, hiring staff, and expanding your business. These loans help your business grow and alleviate cash flow stress, allowing you to focus on what you do best: running your business.
Acquisition funding is needed when a business wants to grow by buying another business and needs to raise the necessary funds to complete the purchase.
Company Protection help make your business more financially resilient. Their range of insurance solutions help safeguard your business. In many cases, they are also able to arrange cover for you, your family and your staff through your business, helping to reduce your tax bill and enabling you to put your cover on expenses.
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Plus Commercial is a trading name of Chapman and Lewis Commercial Ltd an Appointed Representative of Optimum ELITE which is a trading name of Optimum Commercial Solutions Ltd, registered in England and Wales 09518480. Optimum Commercial Solutions Ltd is authorised and regulated by the Financial Conduct Authority FRN: 808754.
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